Attention homeowners in Salem and Salem County: Need an appraisal?
See the top seven reasons Virginia homeowners need Jarrett Appraisal Services:
We at Jarrett Appraisal Services understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Jarrett Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge Salem County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that is declining. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Jarrett Appraisal Services is your strongest weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Jarrett Appraisal Services is qualified in helping consumers just like you delete unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be troublesome from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Jarrett Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you would wish to have an expert double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Jarrett Appraisal Services offers field reviews where we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.